Variety – As an independent health insurance agent, we provide our clients with access to all major health insurance plans and carriers in Napa County and the state of California. When you purchase directly with a carrier, you are limited to only those plans that they have available, whereas an independent agent provides more choice among plans and carriers. This is one of the primary benefits of working with an independent agent: the emphasis is one what works for your business, not promoting a certain plan or type of coverage.
Expense Management – More choices mean more ways to manage spending and expenses for those businesses that offer employer-sponsored health care coverage. There are a couple ways that businesses can offer quality benefits at an affordable price to their employees. One is through tax incentives for small businesses that provide certain types of benefits that meet the minimum essential coverage outlined in the Affordable Care Act. The other is through the plan and benefits selection process, which we help guide our clients through.
Expertise – In order to make the most informed choice about what employee health plans and benefits will work best for your business, it’s important to have a trusted expert to help you navigate through all the choices. With more than two decades of experience and an expansive knowledge of what plans and options are available in Napa County, we have the experience to ensure that you can maximize the value of your employer-sponsored benefits while minimizing costs.