Customization – The needs of each business are different and so too are their health coverage and benefits requirements. One of the best aspects of working with an independent group agent like Taylor Benefits is that we don’t offer any “cookie cutter” solutions that are marketed broadly to a number of different businesses. We believe that each company has its own makeup and culture and that it requires a health plan tailored to the specifics of its workforce, industry and long range company goals. With more than two decades of experience, we have the knowledge and expertise to craft a customized health and benefit plan that’s perfect for you!
Strategy – Having a professional in your corner means that you can plan better and strategize to help keep your future health care costs be more in line with your budget. One way that small businesses can strategize for the future is by taking advantage of the small business tax credit under the Affordable Care Act. As of 2014, small businesses–those with less than 25 full-time employees–are eligible for as much as a 50% tax credit.
Flexibility – Another prime benefit of working with an independent group health agent is that you get more flexibility than you would be granted if you purchased a plan through a carrier. While insurance carriers are starting to offer more robust coverage options and more preventive services, they still lag behind the field when it comes to choice and flexibility. With an independent agent, you can easily make plan modifications and adjust to the shifting needs of your workforce.