Kaiser Permanente – For California Group Health Insurance

Based in Oakland, California, Kaiser Permanente is the largest managed care organization in the United States with more than 8.6 million health plan members, 167,300 employees, 14,600 physicians, 35 medical centers, and 431 medical offices. And located just a few miles away in San Jose, Taylor Benefits Insurance Agency is a Kaiser Permanente insurance broker here to help you find the most affordable insurance plan for your California business.  

Kaiser Permanente for California group and employee health plans

In addition to individual health care plans, Kaiser Permanente offers group health care plans for businesses of all sizes, from small to large. The choices include:

• Small business health insurance plans – Designed for small businesses in California with 50 or few employees
• Co-payment Plans – With a copayment health plan, there are no medical deductibles and almost no paperwork and members benefit from low-cost office visits and prescription drug co-payments.
• Deductible Plans – The main benefit of deductible health plans is their affordable monthly premium.
• HSA Plans –  HSA is a health savings account plan for groups. Employees covered on a group HSA plan can open a health savings account and both employee and employer can contribute to them. Contributions to this account are tax deductible.  

Why California employers choose Kaiser Permanente for their employee benefit plans

Put simply, Kaiser Permanente offers high quality health insurance coverage for California businesses at affordable prices.

To keep costs down, Kaiser doctors are paid a salary rather than per service. This removes the incentive for doctors to perform unnecessary procedures and keeps the cost of the health plan down and affordable for many. In addition, Kaiser Permanente keeps insurance costs down by moving patients to outpatient care as soon as they are able. This greatly reduces the high cost associated with hospitals.

These cost-saving benefits make Kaiser Permanente a favorite among California businesses.

Additionally, since Kaiser puts 80-90% of their monthly premium receipts toward improving the healthcare of their members, California businesses can be assured that they are, in fact, offering an attractive benefit to employees. This, in turn, leads to longer retention of your valuable employees – another plus for California employers.

Read other reasons why your business should have an employee benefits plan here. 

Kaiser Permanente – A favorite California health insurance with the stars to prove it

Kaiser Permanente scores highly as a favorite health care plan amongst consumers and review boards and received the following recognitions:

• Its northern and southern California regions scored seven out of eight possible stars in the California Healthcare Quality Report Card 2009 Edition.
• Also in 2009, the Meeting National Standards of Care report listed Kaiser Permanente as the first California HMO receiving four out of four possible stars.
• The northern and southern California divisions also received three out of four stars in How Members Rate their HMO.
• A 2004 Consumer Reports survey ranked Kaiser Permanente's northern California region as the best HMO overall among rated plans.

Kaiser Permanente group health plan costs in California

The cost of a Kaiser Permanente business/group health insurance plan is determined by:

• Your location
• Number of employees (Price breaks are available for 6 and 15 enrolled employees. Businesses with 51 or more employees qualify for even more discounts.)
• Ages of employees
• Plan type

To find out the cost of a Kaiser Permanente health plan for your California business, please submit our "California Group Insurance Quote Request Form."

We will get back to you with quotes for Kaiser Permanente group plans as well as proposals from other carriers so you can compare costs and choose the health plan that is right for your California business. While located in San Jose, CA, Taylor Benefits Insurance Agency serves individuals and businesses throughout all of California.

Not looking for a group plan? Read more about Kaiser Permanente's California family and individual health care plans »