Greenfield Group Health Insurance & Employee Benefit Plans

Welcome to Taylor Benefits, an independent group insurance agent and employee benefit provider for Monterey County and Greenfield. We’ve been helping businesses and employee groups to offer quality benefits in the Monterey Bay area since 1987, with a focus on small and medium sized businesses in the local area. Here are some of the group benefit and employee health care options we provide:

 

  • Employer sponsored health care & benefits
  • Group life insurance & long term care
  • Pension, retirement & employee 401(k) plans
  • Prescription drug benefit
  • Health Savings Accounts (HSA)
  • Flex Spending Accounts (FSA)
  • COBRA and continuation of coverage
  • Employee medical, dental and vision insurance
  • Fee-for-service (indemnity) plans
  • Cafeteria plans (section 125)
  • Short and long term disability
  • Worker’s compensation insurance
  • Health and wellness plans for employees

 

Planning to offer employee benefits or changing your current options? Call us at the number at the top of the page to find out how we can help. Phone consultations are FREE of charge and we offer FREE proposals through our online request from to the right! Get a group insurance quote customized to your business at NO CHARGE!

 

Legal Requirements & Budgeting For Benefits

 

Employer Shared Responsibility – Companies with more than 50 full-time employees stand to face the biggest challenges when it comes to providing employer sponsored health plans. (Full-time equivalent employees–those that average 30 hours per week–also count against the number of workers under new health care law.) Starting in 2016, businesses must pay a fine if employees are not offered an affordable health plan that meets the standards of the Affordable Care Act. For larger companies, managing the costs of benefits and health care coverage will become increasingly important in the coming years. You can read more about employer shared responsibility under the Affordable Care Act here.

 

Balancing Cost & Benefits – With the Affordable Care Act putting much of the burden of providing health care on businesses, it’s become a juggling act for some of them to find the balance between cost and plan options. On the one hand, you certainly want to be able to draw interest from the top professionals in your industry, on the other, your business has its own financial goals that must be kept in mind. As an independent agent, we are able to focus on the needs of your business and employees, rather than a product we sell. Our options are not limited to the offerings of a single insurance carrier–we work with every major carrier in California and draw on our experience to help find a benefits solution that will work best for your company.

Get a FREE group insurance estimate by contacting us today at the number at the top of the page or through our online request form! All proposals are given in real time by a licensed agent and customized to fit the size and industry of your business!

We’re ready to help! Call today: 800-903-6066