Access – One of the best aspects of choosing an independent insurance agent is that you get the expertise of an insurance professional that is not tied to a specific carrier or plan. With their experience, an independent agent can draw on their industry knowledge to help you choose from different carriers in the state to find plan options that are perfectly suited to the specific needs of your business and employees.
Assistance – Whether you have a general question about plan administration and human resources, or just need some help resolving a claim, an independent agent will be able to help you. This can be especially valuable when there’s an issue that involves coordinating communication and paperwork across multiple channels, which is not uncommon in the health insurance industry. Having a trusted insurance professional at your disposal can be a tremendous time saver when you need to resolve a coverage or claims issue in a pinch.
Guidance – Guiding you through the process of selecting appropriate group benefit options is one of the most important roles that an agent plays. A qualified agent should help you not just in determining the best starting point for your employer-sponsored health benefits, but also review what’s available and consult with your businesses about potential changes that may work better. At Taylor Benefits, all of our clients receive a free policy review during the renewal period to address any potential problem areas and determine whether a change would be beneficial.