Davis Group Health Insurance & Employee Benefit Plans

Providing Group Benefits & Employer-Sponsored Health Insurance In Davis

 

Taylor Benefits is an independent Davis insurance agent that helps businesses by offering affordable, comprehensive health coverage for companies and employee groups. With access to every major insurance carrier in California and more than 25 years of experience, we use our expertise to design tailored group health insurance and employer-sponsored benefits packages for businesses of all size. Here are some of the services we have available in Davis and Yolo County:

 

  • Employee vision and dental plans
  • COBRA and insurance extension
  • Group medical, health insurance & wellness plans
  • Preventive care and rehabilitative services
  • Group retirement savings plans, 401(k) and pension
  • Workers’ compensation insurance
  • Section 125 cafeteria plans
  • Group life insurance
  • HSA (Health Savings Accounts) & FSA (Flex Spending Accounts)

 

 

Get an instant proposal sent to you in minutes by completing our online request form! All proposals are designed by an independent insurance agent with the financial and coverage goals of your business in mind! Call us at the number at the top of the page for a FREE consultation!

 

Davis, California
Davis, California

 

Managed Care, Indemnity Plans & Health Savings Accounts

 

Indemnity Plans – A group indemnity plan allows for members to have a greater degree of freedom and choice when selecting which health care provider they would like to see. Unlike an HMO, an indemnity plan does not require a referral to see a specialist or a particular doctor and there is no need to choose a primary care physician. Indemnity plans often require a deductible to be met before the insurance company begins paying claims and are a type of “fee for service” coverage in which insurance reimburses the patient for services.

 

Managed Care – Managed care plans are a type of group insurance option that offer participants reduced costs for health coverage through a contracted plan. The costs typically vary based on the number of options available and the level of flexibility preferred. HMO, PPO and POS (Point of Service) plans are examples of managed care health insurance. An HMO pays within a network of agreed upon providers, a PPO will still offer some coverage for going to an out-of-network provider and a POS plan allows a participant to choose between either.

 

Health Accounts – One of the best ways to offer your employees an opportunity to maximize the benefits of their health spending is to have an option for a tax-advantaged health care account. With health savings and flex spending accounts, employees can set aside a portion of pretax income to help offset the out of pocket costs of health services. Another advantage of a health savings account (but not a flex spending account) is that the money can be rolled over if it’s not used by the end of the year.

 

To learn more about how we can help you find an affordable health plan for your business or employee group in Davis, contact us today! We offer FREE consultations over the phone and all online inquiries receive a FREE proposal from a certified insurance agent in minutes!

 

Davis Group Health Insurance Resources

 

Consumer Guide To Group Health Plans – A resource from the National Association of Health Underwriters that explains some of the finer details of group health plans offered by employers.

 

Group Health Coverage Basics – The basics of group health plans from the Small Business Majority that covers topics like requirements, eligibility, and payment obligations of employers that offer group health insurance.

We’re ready to help! Call today: 800-903-6066