California Health Insurance Independent Agent

Navigating the California health insurance world can be a daunting task especially since you are undoubtedly trying to find the best plan to fit your needs at the best price.  Chances are you've already visited countless California health insurance websites and seen enough health insurance terms to keep your head spinning. Now you're wondering what it all means.

Here are some facts you should keep in mind when trying to select a California health insurance plan for you, your family or your employees.

The current state of health insurance in California

There are 35.9 million people living in California, and more than a half a million new babies add to that number each year. Of these, 6.7 million Californians do not have health insurance. Why?

Cost is definitely a factor. With our country deep in a recession and unemployment at an all-time high, not everyone can afford it and many have let their health insurance policies go. Fortunately, since a recent federal health reform law was enacted, the number of small businesses providing health insurance for their employees has climbed to 60%, up from 49% in 2009. That takes the burden of cost off many as more and more California employers are picking up the tab and including health insurance in their employee benefits plans, but what about those individuals who remain without health insurance in California – all 6.7 million of them?

They are left wondering how they can afford health insurance when really what they should be contemplating is how they can afford to NOT have it. 

Why everyone in California should have health insurance

Every year 7 percent adults in California are diagnosed with diabetes, another 13 percent with asthma, 58 percent are overweight or obese and 18 percent are disabled. For every 100,000 Californians each year, 57 die of stroke, 21 from Alzheimer's disease, 176  from cancer and 220 from heart disease.

You or someone in your immediate family could be one of those numbers.

If you don't have a California health insurance plan, have you considered how that might affect your family?

Did you know that a routine appendectomy can run $30,000+, heart surgery $150,000 - $250,000+, cancer surgery & chemotherapy $500,000+? Can you afford a bill like that?

Undoubtedly, having a California health insurance plan is a safety net no one should be without.

Consider giving those you care about the gift of protection.

For those reading this in California who are self-employed, temporarily unemployed, employed but uninsured, and those who have too little coverage to cover their health care costs, there is a solution.

Taylor Benefits is an independant California health insurance agent. We can help you navigate the California health insurance maze and find an affordable plan that is just right for you and your family.

If you are an California employer wishing to set up an employee benefit plan, we can help you do that as well.

Request a California individual or family health insurance quote or a California business group plan proposal by submitting one of our request forms to the right.

Don't pay too much for California health insurance. By submitting one of our request forms, you can COMPARE RATES and get the California health insurance plan that is just right for you!

Or call Todd Taylor of Taylor Benefits Insurance Agency in San Jose, the California health insurance agent you can trust to find you the most affordable insurance plan available. 

We are located in San Jose, CA, but serve customers throughout Santa Clara County, the entire San Francisco Bay Area, and the entire state of California.