Arroyo Grande Group Health Insurance & Employee Benefit Plans

We help our clients determine how to best meet the requirements of the Affordable Care Act, while maintaining a focus on the financial and coverage goals of their business.

Welcome to Taylor Benefits, a leading provider of group and employee health plans and benefits! We have more than 25 years of experience helping businesses to offer affordable, flexible and customized benefit solutions to their employees. Our experience allows us to help you with everything from finding the right approach for your company, to benefits selection, and legal and compliance issues. Here are some of the options and services we have available in Arroyo Grande:

  • Employee medical & health care plans
  • Group dental & vision care
  • Worker’s compensation insurance
  • Short and long-term disability insurance
  • 401(k), pension & employee retirement plans
  • Life insurance and long-term care
  • Cafeteria plans (IRS section 125)
  • Health Savings Accounts (HSA)
  • COBRA & benefits extension
  • Managed care & indemnity plans
  • Pharmacy and prescription drug plans
  • Tax-sheltered health accounts (HSA & FSA)

Do you know which employee benefits are required and which are optional? Find out with this resource from the Small Business Administration.

Need an affordable group benefit option in Arroyo Grande? Call us today at the number at the top of the page to find out how we can help! We also offer FREE proposals through our online request from to the right! No payment or obligation required!

 

Qualified, Customized Plans From Taylor Benefits

Qualifying Plans Under ACA – In order to be compliant under the Affordable Care Act (to avoid paying a penalty), the plans you offer to employees must meet the minimum coverage requirements. Plans must include these 10 essential health benefits in order to meet the criteria:

  • Emergency room care
  • Inpatient care
  • Outpatient care
  • Prenatal and newborn services
  • Mental health & substance abuse
  • Prescription drug coverage
  • Recuperative and rehabilitative services
  • Lab tests
  • Preventive care & disease management
  • Pediatric care

Customization – We understand that every business and professional industry is different and with that, comes different expectations and requirements for employee health coverage and benefits options. As an independent agent, we are able to help you choose from virtually any available plan and carrier in the state of California to meet the needs of your company and its employees. That, coupled with our industry and regional expertise, allows us to craft a plan that is specifically tailored to your field, business and employees.

Click here to learn about tax provisions under the Affordable Care Act and how they may impact your business, depending on the its size and number of full-time equivalent employees.

Have questions about group health insurance or employee benefits that aren’t answered here? Call us at the number at the top of the page and we’ll be happy to answer you questions or give you a FREE consultation and cost estimate! Use the request form at the top right of this page to get started with a FREE proposal right away!

We’re ready to help! Call today: 800-903-6066